1. Introduction
TBOArts provides strategic and financial guidance only. We do not offer regulated financial services. By using our Services, you agree to these Terms.
2. User Agreement
Use of TBOArts constitutes acceptance of these Terms. If you do not agree, do not use our Services. We may update these Terms at any time; continued use means acceptance of the revised Terms.
3. Services Provided
TBOArts offers general business and financial strategy guidance. We do not provide brokerage, investment management, or fiduciary services. Any financial services mentioned on our site are offered solely by third-party institutions.
4. User Restrictions
- You must be 18+ years old and legally able to enter into this agreement.
- You must not use our Services for unlawful, fraudulent, or misleading activities.
- Unauthorized use, data scraping, or content reproduction is prohibited.
- TBOArts may suspend or terminate access for violations of these Terms.
5. Disclaimers & Liability
TBOArts provides Services “as is” and “as available” with no warranties. We do not guarantee the accuracy, completeness, or suitability of our guidance. Decisions made based on our information are solely at your own risk.
TBOArts is not liable for any losses, damages, or claims arising from the use of our Services. In no event shall our liability exceed the amount paid (if any) for using our Services.
6. Intellectual Property
All content, trademarks, and materials on this site belong to TBOArts. You may not copy, modify, or distribute our content without prior written permission.
7. Governing Law & Dispute Resolution
These Terms are governed by the laws of New York, USA. Disputes shall first be resolved informally; if unresolved, they shall be settled by binding arbitration in New York. Class action waivers apply.
